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Wednesday, 16 March 2011

How should a person find best mediclaim policy?

There are many people in search of an answer to this question. Everybody who is planning to invest in health or medical insurance wants to buy the best product such that he/she can get the maximum coverage in times of need.

An ideal way to buy the best health or medical insurance policy is to focus on one’s healthcare needs. An individual should buy the most extensive coverage offering product such that there are no issues that one has to face at the time of medical emergency. Keeping healthcare needs in mind, a person should compare quotes of several health insurance products on basis of various associated parameters, such as coverage limits, benefits, facilities, add-on services, etc.

One of the best products is Maxima, India’s first 360 degree product.  It is brought by Apollo Munich Health Insurance Company. It offers comprehensive health coverage to its customers.

Besides offering inpatient cover of Rs. 3, 00,000 for its customer, it offers maternity coverage, additional and optional Critical Illness Cover, pre-existing disease coverage on outpatient basis (inpatient basis with waiting period of 3 years) and many others

Maxima offers coverage from 91st day onwards to maximum entry age of 65 years. There is also a lifelong facility in order to help an insured to enjoy the coverage for the entire life.

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