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Tuesday, 15 March 2011

Affordable Individual Health Insurance

Choose Affordable Individual Health Insurance carefully to have complete coverage

Many people in India search for affordable individual health insurance plans. An important aspect of health insurance products is that they are available for people of all income groups. One can easily make a choice, as per his/her needs and budget. At the same time, one needs to be very careful while making his/her choice, as a wrong choice may not offer the required coverage. 

The recent survey conducted on basis of products’ features and price show that Apollo Munich’s Easy Health is the most popular individual health insurance plan in India. This product is available in three variants—Standard, Exclusive and Premium, each has its own coverage limits and range of sum assured. Two of its variants--Standard and Exclusive got overall, 5 star rating. 

This plan offers cover to hospitalization expenses, pre- and post-hospitalization expenses, day-care procedures, domiciliary treatment, etc. Besides it, it offers Critical Illness cover for eight major illnesses—Cancer, Stroke, First Heat Attack, Coronary Artery Surgery, Major Organ Transplantation, Sclerosis, Renal Failure and Paralysis. It is an additional and optional benefit that is offered with this plan.

Easy Health-- Affordable Individual Medical Insurance also offers coverage to maternity expenses with waiting period of 6 years.

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